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Three Phases of Coronavirus Legislation - Blog post from Quarles & Brady, LLP

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  • Identifying which health plan expenses can be used to increase the tax credit for paid sick leave and paid family leave.
  • QHPE’s ( Qualified Health Plan Expenses), those expenses that are paid or incurred by the employer to provide and maintain a group health plan to the extent that such amounts are excluded from the gross income of employees under Code section 106(a).
  • QHPE’s include both the employer and the pre-tax employee contributions toward the plans.
  • After tax amounts paid by employees are not included in QHPE’s. QHPE’s include medical, dental, vision, health FSA account and HRA ( Health Reimbursement arrangement).
  • How to determine a daily average cost of these QHPE’s in order to claim those credits.
  • The Cares Act and services that are covered in full as preventive or that can be paid for under the health plan or FSA. 

Expediting the process to receive tax credits - Blog post from Quarles & Brady, LLP

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  • If the amount of tax deposits are not sufficient to cover the credit.
  • Please review this document and reach out to your payroll department.
  • We can’t stress enough that every group that qualifies for loans or tax credits take advantage of these government programs.
  • Reach out to an SBA approved lender to complete the loan process.

Paycheck Protection Loan Program - Blog post from Quarles & Brady, LLP

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  • Loans available to small businesses, sole proprietors, self-employed & farmers
  • Provides the document to apply for loans
  • Spells out the interest rate, .5%, the term of the loan, 2 years
  • Describes how the loan can be completely or partially forgiven if you are using the proceeds of the loan for payroll.
  • The maximum loan is 10 million, based on previous eight weeks of qualifying expenses.
  •  These loans are available beginning Friday April 3rd.

FFCRA Leave Provisions and CARES Act Relief - Blog post from Quarles & Brady, LLP

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  • Sample notice required to be posted in your common area for all employees.
  • During this time of employees working from home you can also satisfy the requirement by posting it on a company intranet site or by sending it to employees by email if applicable.
  • This notice should be provided or posted by April 1, 2020.
  • Please remember that the DOL will observe a temporary period of non -enforcement for the first 30 days after the law takes effect for those employers that act reasonably and in good faith to comply.
  • Sample documents for a model policy and procedure for employers as well as a model employee election form.