Disability Income

Could you financially manage for a few months or longer without a payday? How about a couple months without a payday?  What will you do if you become sick, hurt or unable to work?  Schwarz Insurance offers many individual disability income plans to suit your family's needs.

Primary Plan Offerings

  • Individual Guaranteed Renewable Income Protection GR21
    • GR21 - Disability insurance policy is guaranteed renewable to age 65, which means that as long as premiums are paid, the policy cannot be canceled.

Plan Benefits

  • You choose a 30, 60, 90, or 180-day, 1-year or 2-year elimination period.
  • Choose a six month, one, two, five, or ten years, or to age 65 benefit period.
  • Receive benefits in addition to Social Security or Workers' Compensation.
  • Be covered 24 hours a day.
  • Receive tax-free benefits.


 Disability Carriers

Illinois Mutual

Union Central


Principal Financial