An Independent Agency Has the Edge

We all like to cut out the middleman, someone who buys direct from a company and sells their product to you.  When you buy direct your cost usually decreases significantly.  If I were to tell you that an Independent Agent is a middleman that will not increase your premiums and may even be able to decrease them you would think we were lying to you to sell you our product.  Traditionally an insurance company didn't sell to the public but would sell their product through a licensed agent.  In today's world our lives are bombarded with direct buy insurance companies. 

The reality when you use an Independent Insurance Agent like Schwarz Insurance is that we don't increase your premiums, we work on commission through the company and we are licensed agents and can be your legal representative.  We advocate for you.

What can my agent do for me?

• Agents have the ability to quickly check prices & coverages with dozens of different insurance companies.  An independent agent can very likely get you a better deal than you can get for yourself over the internet or through a direct writer.  We have built strong relationships with companies which is an advantage to you when it comes to negotiating with companies.
• Schwarz Insurance is a one-stop-shop for all of your insurance needs.  We sell homeowners, renters, health and life insurance, business insurance and many others.  Use an agent -at no cost to you- to handle all of your insurance in one place.
• Insurance is complicated! We devote our time, energy and training to understand insurance and to communicate it to you so you understand it.

If you decide to forego an insurance agent and buy direct, just remember, you are now taking full responsibility for your coverage decisions, and for any mistakes you may make.